About Us

Corporate History

  • Established as a wholly-owned subsidiary of The Sumitomo Trust and Banking Co., Ltd. (currently Sumitomo Mitsui Trust Bank, Limited) under the corporate name Sumishin Business Service Co., Ltd. for the purpose of providing The Sumitomo Trust and Banking Co., Ltd. with office administrative services

  • Changed our corporate name to Sumishin SBI Net Bank Research Company, Ltd.

  • Applied for preliminary examination for a banking license
  • Obtained our banking business license from the Prime Minister pursuant to the Banking Act, were renamed SBI Sumishin Net Bank, Ltd. and commenced operations

  • Connected to the “Zengin System” and “BANCS” Japanese interbank payment systems
  • Started financial brokerage services
  • Started handling life insurance products
  • Launched mobile applications
  • Launched "Smart Authentication," the first authentication service using smartphones among Japanese banks
  • Began sales of mortgages through Bank Agencies
  • Launched “Smart Program” that offers various preferential treatments according to the utilization status of products and services
  • Started handling Japan's first contactless IC debit card
  • Launched an open API by a bank for the first time in Japan.
    Strengthened FinTech initiatives by linking API with Money Forward, Inc.
  • Established “JAL Payment Port Co., Ltd.”
  • Built a cloud common platform and completed moving major systems other than the accounting system to the cloud
  • Launched "Dayta," a recommendation-based transaction lending service for corporate clients
  • Made “NetMove Corporation” a wholly owned subsidiary
    Begins handling Mastercard-branded debit cards for the first time in Japan
  • Established “Dayta Consulting Co., Ltd.”, a joint venture of Hitachi, Ltd.
    Provided high-performance AI screening services to bank guarantee companies, etc., with AI as a core technology
  • Launched “Flat 35” (guaranteed type)
    Launched “online account opening” service that enables use of the account from the next day of application at the earliest through eKYC service for individual accounts
  • Launched "JAL NEOBANK," a banking service for JAL Mileage Bank members

  • Launched "Smart Authentication NEO," the world's most advanced FIDO-compliant biometric authentication system utilizing NetMove Corporation's system
  • First Japanese bank to offer an online-only account opening service for corporate customers
  • Launched "ATM using App" which enables to use ATMs at convenience stores without a cash card
  • Launched T NEOBANK, a banking service for T members.
    Made Yuryo Loan, Ltd. a subsidiary
  • Launched Yamada NEOBANK, a banking service for Yamada Digital members
  • Launched "Ouchi Bank," a banking service for users of the Ouchi Link service by Open House Group
  • Launched "next-day deposit service," which enables deposits to merchants on the day following the payment date, including weekends and holidays
  • Launched "SBI SECURITIES NEOBANK," a banking service for users of SBI SECURITIES Co., Ltd.
  • Added a function which issues debit card numbers immediately, achieved completely cardless payment
  • Debit cards (Mastercard®) began to be used with Apple Pay*1 and Google Pay™*2
  • Launched "Corporate Account: SBI Sumishin Net Bank", an application exclusively for corporate customers
  • Launched “Takashimaya NEOBANK”, a banking and savings service for customers of Takashimaya Co., Ltd.
  • Established “THEMIX Data Inc.” to create new value through the realization of BaaS x Data
  • Launched “SBI Remit NEOBANK”, a banking service for customers of SBI Remit Co., Ltd.
  • Established “NEOBANK Services Co., Ltd.”
  • Launched “Dai-ichi Life NEOBANK”, a banking service for customers of Dai-ichi Life Insurance Co., Ltd.
    Began "ID platform business" by THEMIX Data Inc.
  • Listed on the Tokyo Stock Exchange Standard Market
    Launched “F NEOBANK”, a banking service for fans of the Hokkaido Nippon-Ham Fighters
    Launched "RENOSY BANK," a banking service for customers of GA technologies Co., Ltd.
  • Commenced providing "Nomcom NEOBANK", a banking service for customers of Nomura Real Estate Solutions Co., Ltd.
    Launched “Mirai Bank”, a banking service of MILIZE Inc. and Mirai Bank Inc.
    Started offering new loan products for asset-builders
  • Started handling mortgage loans with a maximum loan term of 50 years
  • Launched "Sumitomo Mitsui Trust NEOBANK", a banking service for customers of Sumitomo Mitsui Trust Bank, Limited
    Launched "MATSUI Bank", a banking service for customers of Matsui Securities Co., Ltd.
    Launched “Keio NEOBANK”, a banking service for customers of Keio Co. and Keio Passport Club Co.,Ltd.
  • Established “THEMIX Green Inc.”
  • Released “JAL Mileage Bank Application", in which we participated as a development partner
    Adopted "LIQUID Auth" authentication service to strengthen our fraud prevention measures

*1 Apple Pay is a trademark of Apple Inc., registered in the United States and other countries.
*2 Google Pay is a trademark of Google LLC.