Press Release
January 29, 2025
SBI Sumishin Net Bank, Ltd.
Revision of Yen Deposit Interest Rates and Loan Interest Rates
SBI Sumishin Net Bank, Ltd. (Head Office: Minato-ku, Tokyo; President & CEO: Noriaki Maruyama) hereby announces the revision of interest rates on yen deposits and loans as follows. Amidst the evolving financial landscape, this adjustment aims to ensure fairness to our stakeholders, including depositors, borrowers, business partners including outsourcing partners, and shareholders. It also aims to maintain adaptability to changes in monetary policy and interest rate conditions, while consistently delivering highly convenient products and services to our customers in a stable manner.
Revision of Yen Deposit Interest Rates
（Effective Date: Monday, March 3, 2025）
Yen Savings Rate
| Before revision | After the revision | |
|---|---|---|
| Individual customers | 0.10% per annum | 0.20% per annum |
| Corporate customers | 0.10% per annum | 0.20% per annum |
SBI Hybrid Deposit Rate
| Before revision | After the revision | |
|---|---|---|
| Individual customers | 0.11% per annum | 0.21% per annum |
| Corporate customers | 0.11% per annum | 0.21% per annum |
We also plan to revise the interest rate on yen time deposits.
As soon as the revised interest rate and revision date are decided, we will inform you on our website.
About Loan Interest Rates
Revision of the Short-Term Prime Rate
（Effective Date: Tuesday, April 1, 2025）
| Before revision | After the revision |
|---|---|
| 1.925% per annum | 2.175% per annum |
Products with Revised Loan Interest Rates
In accordance with this revision, we will revise the loan interest rates for the following products.
- Mortgage Loan（*）
- Asset Formation Loan
- Real Estate Collateral Loan
- Purpose Loan (Education, Automobile, Renovation, Multi-purpose, Free Loan)
- * Customers who have contracted the “Online-only Mortgage Loan” with Sumitomo Mitsui Trust Bank, Limited are advised to refer to the latest interest rates on the website of Sumitomo Mitsui Trust Bank, Limited.
Note: This document has been translated from the Japanese original for the reference purposes only. In the event of any discrepancy between this translated document and the Japanese original, the original shall prevail.