Press Release

February 3, 2025
SBI Sumishin Net Bank, Ltd.
TOHO HOUSE Holdings Co., Ltd.

SBI Sumishin Net Bank and Toho House Group Launch Banking Service "TOHO HOUSE NEOBANK"

SBI Sumishin Net Bank, Ltd.(Head Office: Minato-ku,Tokyo; President & CEO: Noriaki Maruyama; henceforth referred to as “SSNB”) and TOHO HOUSE Holdings Co., Ltd.(Headquarters: Shinjuku-ku, Tokyo, Representative Director: Minoru Saigawa, hereinafter referred to as "Toho House Holdings") have launched TOHO HOUSE NEOBANK, a new financial service utilizing NEOBANK®* provided by SBI Sumishin Net Bank, today (February 3, 2025) with TOHO HOUSE Financial Co., Ltd.(Headquarters: Kokubunji City, Tokyo, Representative Director: Chiaki Kusama, hereinafter referred to as "Toho House Financial") as the bank agency. The service was launched today (Monday, February 3, 2025).

Image of the “TOHO HOUSE NEOBANK

"TOHO HOUSE NEOBANK" is a banking and life support service exclusively for members of the "TOHO HOUSE CLUB," a membership organization for customers who have contracted properties with the Toho House Group.な"TOHO HOUSE CLUB" is operated by Toho House NEXT(Headquarters: Shinjuku-ku, Tokyo, President: Teruyuki Oya).In addition to using banking functions with a single "TOHO HOUSE NEOBANK" app, which is a dedicated smartphone app, you can also use various services provided by the Toho House Group to protect "housing" and "peace of mind".

"TOHO HOUSE NEOBANK" New Approach to Housing Loans

"TOHO HOUSE NEOBANK" will pursue the provision of further added value to customers who have contracted housing with the Toho House Group.

For the first time in the NEOBANK service affiliated with SBI Sumishin Net Bank, we have realized seamless linkage between the NEOBANK dedicated app and the housing loan digital platform "Easy Mortgage"."Easy Housing Loan" is an epoch-making initiative that allows customers and stakeholders involved in the mortgage loan procedure, including financial institutions, to communicate on a single platform and complete the procedure completely online.

Through this initiative, customers will be able to digitally complete the complicated mortgage procedures that occur when borrowing a housing loan and opening an account.

Image of the application screen

・ Mortgage application information is automatically reflected on the account opening application screen

Reduces unnecessary time and effort such as entering the same information.

・ All you have to do is follow the to-do list!Mortgage loans and account opening can be processed without mailing

From within the "TOHO HOUSE NEOBANK" app, you can transition to "Easy Mortgage" and perform smooth mortgage procedures.

・ Generous follow-up with chat function

By asking questions in the chat function, you can solve problems on the platform.

In order to further improve convenience, we plan to continuously improve and expand functions in the future.

"TOHO HOUSE NEOBANK" Opening Commemorative "Housing Loan Campaign" Held

To commemorate the opening, we will hold a cashback campaign for those who have signed a contract with the Toho House Group, borrowed a mortgage from "TOHO HOUSE NEOBANK", and received a salary.

Campaign Introduction Image

Main services of "TOHO HOUSE NEOBANK"

"TOHO HOUSE NEOBANK" allows you to complete everything from opening an account to daily banking services such as deposits, bank transfers, and ATMs provided by SBI Sumishin Net Bank with a smartphone app.

① App-based banking

All transactions such as account opening, ATM deposits and withdrawals, balance inquiry, bank transfer, and cardless shopping by smartphone debit are available on the app.

② One-tap access to TOHO HOUSE CLUB

You can link your account with the "TOHO HOUSE CLUB" customer support service and the banking app, access My Page with a single tap, and use various services.

③ Generous fees

ATM usage fees and transfer fees to other banks are waived up to 5 times a month.

④ Original design debit function

Toho House's original design debit card can be used on smartphones

• ※ *Cash cards with debit are also scheduled to be issued in the future. We will inform you as soon as the details are decided.

⑤ Advantageous Programs

Points and cash will be given as gifts according to bank transactions such as salary receipt

⑥ Robust security

Implement robust security measures so that you can use it with peace of mind

Overview of " TOHO HOUSE NEOBANK"

Overview of each company

SBI Sumishin Net Bank Overview

Toho House Holdings Overview

• ※ ＊"NEOBANK®" is a registered trademark of SBI Sumishin Net Bank. Registered Trademark No. 5953666.

About SBI Sumishin Net Bank

SBI Sumishin Net Bank (“SSNB”) is an online bank that was founded in 2007 and became the first Japanese internet bank to be listed on the Tokyo Stock Exchange Standard Market in March 2023. By leveraging the most advanced technology solutions, SSNB offers safe, secure and convenient banking experience to its customers.

In the digital bank business, SSNB has now over 7 million customer accounts with over 9 trillion yen (*1) in deposits. It consistently ranks high in customer satisfaction by recognizing individual needs of different lifestyles and life stages as well as by offering a well-designed user interface and experience.

Its mortgage business, which has built on a unique business model, is the largest among Japanese banks in terms of the amount of newly originated mortgage loans (*2).

SSNB’s NEOBANK® is a full-service BaaS (banking as a service) product offering that enables its brand partners to offer a full range of banking services to their customers. As a pioneer in the sector, it boasts a number of BaaS partnerships with Japan’s leading brands and businesses.

SSNB is vigorously engaged in non-financial activities as well including data initiatives and carbon credit trading in an endeavor to balance business growth with social responsibility.

Moving forward, SSNB will remain committed to embracing corporate social responsibility and sustainable growth as a fintech that goes beyond banking services to realize a society where prosperity and abundance circulate driven by the power of technology and a spirit of fairness.
To learn more about SBI Sumishin Net Bank, please visit: www.netbk.co.jp/contents/company/en/

(*1) The number of deposit accounts is as of February 7, 2024, and the balance of deposits is as of December 11, 2023.
(*2) This statement is base on our research as of March 31, 2023, using data disclosed by multiple domestic banks including Resona Holdings, Sumitomo Mitsui Financial Group, Sumitomo Mitsui Trust Holdings, and Mizuho Financial Group, as well as our own.
(*3) NEOBANK® is a registered trademark of SBI Sumishin Net Bank. The Registered trademark number is 5953666.

Contact

For further information about this press release, please contact:
SBI Sumishin Net Bank, Public Relations
ir_csr_sdgs@netbk.co.jp

Note: This content has been translated from the Japanese original using artificial intelligence (AI) or machine translation technology for reference purposes only.
In the event of any discrepancy between this translated document and the Japanese original, the original shall prevail.

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