Press Release
April 24, 2026
SBI Sumishin Net Bank, Ltd.
DOCOMO Finance, Inc.
SBI Sumishin Net Bank and DOCOMO Finance
Enter into a Bank Agency Agreement
Creating New Customer Value with Home Loan Sales as the Starting Point
SBI Sumishin Net Bank, Ltd. (Head Office: Minato-ku, Tokyo; President & CEO: Noriaki Maruyama; hereinafter “SSNB”) and DOCOMO Finance, Inc. (Head Office: Minato-ku, Tokyo; President and CEO: Yasushi Okada; hereinafter “DOCOMO Finance”) hereby announce that they have entered into a bank agency agreement, under which SSNB will serve as the principal bank under the bank agency agreement, as part of initiatives to strengthen collaboration within the DOCOMO Group.

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This initiative marks the first bank agency arrangement undertaken with DOCOMO Finance since SSNB joined the DOCOMO Group.
By combining the banking capabilities developed by SSNB as an online bank, together with its product strength and operational expertise in the home loan business, with the DOCOMO Group’s customer base and expertise in digital services, as well as DOCOMO Finance’s financial service sales network and service delivery framework, the two companies will promote collaboration that leverages their respective strengths.
Both SSNB and DOCOMO Finance possess many years of experience and expertise in the home loan business, and through this initiative, they aim to provide financial services that customers can trust with greater confidence at one of the most significant milestones in life—purchasing a home.
By leveraging a wide range of channels, including both face-to-face and non-face-to-face services, and by establishing a consultation framework tailored to the individual needs of each customer, the two companies seek to further enhance both convenience and peace of mind.
Customers will be able to consult and apply for SSNB’s home loan products through DOCOMO Finance, benefiting not only from the competitive interest rates offered by an online bank, but also from “Sugo-Danshin,” a group credit life insurance program with comprehensive coverage, including protection against three major diseases with coverage levels of 50% or 100%.
Overview of the Bank Agency Services
Overview of the Principal Bank
- Corporate Name
- SBI Sumishin Net Bank, Ltd.
- Representative Director
- Noriaki Maruyama, President and CEO
- Address
- 3-2-2 Roppongi, Minato-ku, Tokyo
- Primary Business Activities
- Banking business
Overview of the New Bank Agent
- Corporate Name
- DOCOMO Finance, Inc.
- Representative Director
- Yasushi Okada, President
- Address
- Akasaka Intercity AIR, 1-8-1 Akasaka, Minato-ku, Tokyo
- Primary Business Activities
- Bank agency services
- Bank Agency License Number
- Director-General of the Kanto Local Finance Bureau (Bank Agency) No. 432
- Scope of Services
- Intermediation (solicitation and acceptance) of contracts for yen-denominated ordinary deposit accounts Intermediation of contracts for lending of funds
- ※ Please note that, in connection with bank agency services, DOCOMO Finance does not accept deposits or receive funds directly from customers.
Overview of Offices and Locations
At the offices and locations of DOCOMO Finance listed below, customers can consult and apply for SSNB’s home loan products.
- Head Office
- Akasaka Intercity AIR, 1-8-1 Akasaka, Minato-ku, Tokyo
- Osaka Office
- ORIX Honmachi Building, 1-4-1 Nishihonmachi, Nishi-ku, Osaka-shi, Osaka
- Sapporo Branch
- Enasu Square Odori Building, 10-4 Odori Nishi 6-chome, Chuo-ku, Sapporo, Hokkaido
- Sendai Branch
- Taiju Life Sendai Honcho Building, 1-1-1 Honcho, Aoba-ku, Sendai, Miyagi
- Nagoya Branch
- Urban Net Nagoya Building, 1-1-10 Higashisakura, Higashi-ku, Nagoya, Aichi
- Hiroshima Branch
- JEI Hiroshima Hatchobori Building, 14-4 Hatchobori, Naka-ku, Hiroshima
- Fukuoka Branch
- Nishitetsu Yakuin Station Building, 2-6-1 Watanabedori, Chuo-ku, Fukuoka, Fukuoka
Business Hours: 9:00 a.m. – 5:00 p.m.
Closed: Saturdays, Sundays, national holidays, and the year-end and New Year holidays (December 30 to January 3)
Contact
For further information about this press release, please contact:
SBI Sumishin Net Bank, Public Relations
kouhou_pr@netbk.co.jp
Note: This content has been translated from the Japanese original using AI-assisted machine translation for reference purposes only.
In the event of any discrepancy between this translated document and the Japanese original, the original shall prevail.