Press Release

June 11, 2026
SBI Sumishin Net Bank, Ltd.

SBI Sumishin Net Bank Announces Consideration of Collaboration Centered on the Financial Services Sector with NTT DOCOMO and Timee

SBI Sumishin Net Bank, Ltd. (headquarters: Minato-ku, Tokyo; President & CEO: Noriaki Maruyama; hereinafter “SSNB”), which plans to begin operating under the name “DOCOMO SMTB Net Bank*” from August 3, 2026, announced that it has entered into a basic agreement with NTT DOCOMO, INC. (“DOCOMO”) and Timee, Inc. (“Timee”) to explore a collaboration focused primarily on financial services. The companies will begin detailed discussions on service design.

Since its inception, SSNB has advanced its Banking-as-a-Service (BaaS) business by leveraging its digital banking infrastructure and operational expertise to provide banking functions to partner companies.
SSNB’s BaaS enables partners to embed banking functions into their customer touchpoints and service experiences. This approach helps create new customer engagement opportunities through financial services and enhances the value of partners’ core businesses, and ultimately delivering more accessible and convenient financial services to end users.
Through this initiative, SSNB and DOCOMO will combine SSNB’s BaaS expertise with DOCOMO’s large customer base and service capabilities to explore ways to deliver new value in financial services, primarily targeting people who use Timee for work.
At this stage, no specific service details or launch timelines have been determined.
This initiative represents the first project under the “Smart Life Platform” concept announced at a joint press conference held on December 19, 2025, by SSNB, DOCOMO, and Sumitomo Mitsui Trust Bank, Limited.
The “Smart Life Platform” concept combines SSNB’s BaaS partnerships with DOCOMO Group’s financial services—including d Payment and d CARD—as well as services such as investments, insurance, and loans. It also integrates non-financial services such as d POINT to provide flexible, tailored solutions aligned with partner companies’ business characteristics and customer needs. This enables partners to incorporate necessary functions without building their own systems, allowing them to respond quickly to diverse customer needs and deliver personalized experiences.

Smart Life Platform Concept Diagram

Smart Life Platform Concept Diagram

Comments from Each Company

Noriaki Maruyama, President & CEO, SBI Sumishin Net Bank, Ltd.

SSNB plans to begin a new phase as “DOCOMO SMTB Net Bank” starting August 3, 2026. The company aims to realize the Smart Life Platform concept by leveraging advanced technologies across areas such as UI/UX, security, and AI-based screening, built on its digital banking capabilities, and by connecting a wide range of lifestyle services, including telecommunications, with finance at the core.
The collaboration with Timee is expected to significantly advance this initiative. By combining the customer bases, services, and expertise of the three companies, SSNB aims to deliver new value beyond traditional financial services and provide solutions tailored to individual customers, including workers.

Yoshiaki Maeda, President & CEO, NTT DOCOMO, INC.

DOCOMO aims to realize a future where the boundaries between daily life and financial services are seamless, particularly in its financial business, which is a key growth driver.
Under the Smart Life Platform concept, DOCOMO plans to combine its extensive customer base—exceeding 100 million members, including d POINT club members—with the BaaS capabilities provided by SSNB to support the business expansion of partner companies. At the same time, the company seeks to drive positive changes in people’s lifestyles and work styles, contributing to a sustainable society and addressing social challenges.
Timee, as the first partner in this initiative, plays a key role in supporting individuals’ working lives and aligns DOCOMO’s vision of building a more prosperous society. Through this collaboration, DOCOMO will work toward enabling individuals with diverse working styles to expand their opportunities with confidence.

Ryo Ogawa, President & CEO, Timee, Inc.

Timee aims to create a society where people can expand their possibilities in life through work. The company considers it a great privilege to collaborate with DOCOMO and SSNB as key partners in this endeavor.
By combining the expertise of all three companies in developing new financial services, Timee intends to help individuals unlock their potential and contribute to a society where everyone can pursue new opportunities. Timee also regards its participation as the first partner in the Smart Life Platform concept as highly meaningful and will work alongside DOCOMO and SSNB to expand the initiative and contribute to improving people’s quality of life.

  • ※ *The planned change of the company name is subject to regulatory approvals.

Contact

For further information about this press release, please contact:
SBI Sumishin Net Bank, Public Relations
kouhou_pr@netbk.co.jp

Note: This content has been translated from the Japanese original using AI-assisted machine translation for reference purposes only.
In the event of any discrepancy between this translated document and the Japanese original, the original shall prevail.