Press Release

August 24, 2026
DOCOMO SMTB Net Bank, Inc.

DOCOMO SMTB Net Bank Announces
Cumulative Housing Loan Origination Volume Surpasses ¥15 Trillion

DOCOMO SMTB Net Bank, Inc. (Head Office: Minato-ku, Tokyo; President and CEO: Noriaki Maruyama; hereinafter "DOCOMO SMTB Net Bank") is pleased to announce that its cumulative housing loan origination volume※1 has exceeded ¥15 trillion since the commencement of operations on September 24, 2007.

As a digital bank, DOCOMO SMTB Net Bank has continued to expand its housing loan services to support customers in building and purchasing homes by leveraging the convenience of digital banking and advanced technologies.

The Bank offers a diverse range of products and services designed to enhance customer convenience. These include Sugo Danshin, a comprehensive group credit life insurance program with extensive coverage; fast and efficient loan screening processes powered by AI technology for both preliminary and final reviews; and Kantan Housing Loan, a service that enables customers to complete applications and procedures entirely via smartphone or PC. These initiatives have been widely embraced by customers across Japan.

To meet a broad range of customer needs, the Bank provides an extensive product lineup, including variable-rate housing loans, fixed-rate housing loans, Flat 35 and Flat 50 fully fixed-rate mortgage products, the Go Go Flat Package Loan that combines a fully fixed-rate loan with a variable-rate loan, a land-first financing plan for customers building custom homes, and housing loans combined with lump-sum repayment at maturity. The Go Go Flat Package Loan is a proprietary product offered exclusively by DOCOMO SMTB Net Bank that allows customers to utilize both variable and fully fixed interest rates within a single financing package.

In addition, through its nationwide network of 76 loan-related service locations※2 operating under the “Docomo Bank” brand of DOCOMO SMTB Net Bank, including Loan Plazas, Flat Plazas, Housing Loan Shops, and Housing Loan Desks※3, customers can receive face-to-face consultations and submit applications in person. These locations help the Bank respond to diverse customer needs across the country.

DOCOMO SMTB Net Bank's housing loan strengths

DOCOMO SMTB Net Bank's housing loan strengths

Going forward, DOCOMO SMTB Net Bank plans to further enhance in-person support services at these locations by offering guidance and assistance for opening bank accounts and other banking services. By expanding customer support beyond housing loans, the Bank aims to provide financial services that are even more accessible and convenient for customers nationwide.

Notes
  • ※ 1 Cumulative housing loan origination volume refers to the total amount of individual housing loan and related loan disbursements originated and sold by DOCOMO SMTB Net Bank.
  • ※ 2 As of August 24, 2026.
  • ※ 3 Refers to locations operated by bank agency service providers affiliated with DOCOMO SMTB Net Bank that handle the Bank’s housing loan products. For details, please refer to the DOCOMO SMTB Net Bank website.

Contact

For further information about this press release, please contact:
DOCOMO SMTB Net Bank
Corporate Communications
kouhou_pr@netbk.co.jp

Note: This content has been translated from the Japanese original using artificial intelligence (AI) or machine translation technology for reference purposes only.
In the event of any discrepancy between this translated document and the Japanese original, the original shall prevail.